@font-face{font-family:CezosRoboto;src:url('/assets/fonts/Roboto/Roboto-Regular.ttf') format('truetype');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:CezosRoboto;src:url('/assets/fonts/Roboto/Roboto-Medium.ttf') format('truetype');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:CezosRoboto;src:url('/assets/fonts/Roboto/Roboto-Bold.ttf') format('truetype');font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:CezosRoboto;src:url('/assets/fonts/Roboto/Roboto-Black.ttf') format('truetype');font-weight:900;font-style:normal;font-display:swap}

:root{color-scheme:dark;--ink:#101214;--ink-2:#16191b;--panel:#1b1f20;--panel-2:#222728;--line:#343b3c;--line-soft:#293031;--text:#f1f3ef;--muted:#9ca6a4;--muted-2:#74807e;--teal:#28b7a9;--teal-dark:#147f78;--orange:#e7a52c;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth;background:var(--ink)}body{margin:0;min-width:320px;background:var(--ink);color:var(--text);font-family:CezosRoboto,Roboto,Arial,sans-serif;font-size:15px;line-height:1.65}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}a:hover{color:var(--teal)}button,input,select{font:inherit}::selection{background:rgba(40,183,169,.35);color:#fff}.container{width:min(calc(100% - 32px),var(--max));margin-inline:auto}
.topbar{min-height:38px;background:#090a0b;border-bottom:1px solid #1e2425;color:#87918f;font-size:10px;letter-spacing:.08em;text-transform:uppercase}.topbar__inner{display:flex;justify-content:space-between;align-items:center;min-height:38px}.topbar__date{color:#596461}
.masthead{background:var(--ink-2);border-bottom:1px solid var(--line)}.masthead__row{display:flex;align-items:center;justify-content:space-between;min-height:128px;gap:24px}.masthead__logo{display:inline-flex;align-items:center;gap:10px;color:#f4f6f2;font-size:22px;font-weight:900;letter-spacing:.08em}.masthead__logo img{width:48px;height:48px;object-fit:contain}.masthead__edition{text-align:right;color:var(--muted-2);font-size:11px;line-height:1.4;text-transform:uppercase;letter-spacing:.08em}.masthead__edition strong{display:block;color:var(--teal);font-size:11px}.masthead__edition small{font-size:10px}.mobile-menu-button{display:none;width:38px;height:34px;padding:7px;border:1px solid var(--line);background:transparent;color:#dfe6e4}.mobile-menu-button span{display:block;height:1px;margin:5px 0;background:currentColor}.site-nav{border-top:1px solid #252d2d;border-bottom:3px solid var(--teal);background:#101314}.site-nav__inner{display:flex;align-items:center;gap:0;overflow-x:auto}.site-nav a{display:block;padding:13px 17px;color:#b8c1bf;font-size:12px;font-weight:700;letter-spacing:.045em;text-transform:uppercase;white-space:nowrap}.site-nav a:hover,.site-nav a[aria-current=page]{color:#fff;background:#1d2525}.site-nav a:first-child{padding-left:0}.ticker{background:#0b0d0e;border-bottom:1px solid #202727}.ticker__inner{display:flex;align-items:center;gap:14px;min-height:36px;font-size:12px;color:#8f9a97}.ticker strong{padding:3px 8px;background:var(--teal);color:#07100f;font-size:10px;text-transform:uppercase;letter-spacing:.08em}.ticker a{margin-left:auto;color:var(--teal);font-size:11px;white-space:nowrap}
.breadcrumbs{display:flex;gap:8px;align-items:center;padding-top:22px;color:#77817f;font-size:12px}.breadcrumbs a{color:#aeb8b5}.breadcrumbs span[aria-current=page]{color:#cbd2cf;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.article-cover-global{margin-top:24px}.article-cover-global img{width:100%;height:280px;object-fit:cover;border:1px solid var(--line);filter:brightness(.72) saturate(.7)}
.page-content{min-height:580px}.home-wrap{padding:32px 0 70px}.section-block{margin-top:48px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:18px;margin-bottom:18px;border-bottom:2px solid var(--line);padding-bottom:10px}.section-head h1,.section-head h2{margin:0;color:#f2f4f1;font-size:22px;line-height:1.2;font-weight:700}.section-head h1{font-size:30px}.section-head h1 span,.section-head h2 span{color:var(--teal)}.section-head__link{color:var(--teal);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}.kicker{display:block;margin-bottom:8px;color:var(--orange);font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.text-link{display:inline-block;margin-top:15px;color:var(--teal);font-size:12px;font-weight:700}.muted-intro{max-width:690px;margin:-5px 0 22px;color:var(--muted);font-size:16px}
.lead-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,.85fr);gap:22px}.lead-story{position:relative;min-height:410px;overflow:hidden;background:#1c2222;border:1px solid var(--line)}.lead-story__image{position:absolute;inset:0}.lead-story__image img{width:100%;height:100%;object-fit:cover;filter:brightness(.55) saturate(.7)}.lead-story__image::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(7,9,9,.98),rgba(7,9,9,.1) 70%)}.lead-story__body{position:absolute;right:0;bottom:0;left:0;padding:28px}.lead-story__body h1{max-width:700px;margin:0;color:#fff;font-size:clamp(27px,4vw,46px);line-height:1.08;letter-spacing:-.025em}.lead-story__body p{max-width:690px;margin:13px 0 0;color:#c3cdca;font-size:15px}.lead-story__meta{display:flex;gap:13px;margin-bottom:11px;color:#b7c5c0;font-size:11px;text-transform:uppercase;letter-spacing:.06em}.lead-story__meta a{color:var(--teal)}.side-news{display:grid;gap:14px}.side-story{display:grid;grid-template-columns:116px 1fr;gap:13px;min-height:126px;padding-bottom:14px;border-bottom:1px solid var(--line)}.side-story:last-child{border-bottom:0}.side-story img{width:116px;height:105px;object-fit:cover;filter:brightness(.75) saturate(.65)}.side-story__meta{display:block;margin-bottom:5px;color:var(--orange);font-size:10px;text-transform:uppercase;letter-spacing:.06em}.side-story h2{margin:0;font-size:16px;line-height:1.25}.side-story time{display:block;margin-top:8px;color:var(--muted-2);font-size:11px}
.content-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(260px,.75fr);gap:28px}.news-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.news-card{overflow:hidden;border:1px solid var(--line-soft);background:var(--panel);transition:border-color .2s,transform .2s}.news-card:hover{border-color:#52615e;transform:translateY(-2px)}.news-card__image{display:block;overflow:hidden;background:#111}.news-card__image img{width:100%;height:190px;object-fit:cover;filter:brightness(.72) saturate(.65);transition:transform .35s,filter .35s}.news-card:hover .news-card__image img{transform:scale(1.03);filter:brightness(.9) saturate(.8)}.news-card__body{padding:16px}.news-card__meta{display:flex;justify-content:space-between;gap:10px;color:var(--muted-2);font-size:10px;text-transform:uppercase;letter-spacing:.055em}.news-card__meta a{color:var(--teal)}.news-card h2{margin:10px 0 7px;font-size:19px;line-height:1.25}.news-card h2 a:hover{color:#fff}.news-card p{display:-webkit-box;overflow:hidden;margin:0;color:var(--muted);font-size:13px;line-height:1.55;-webkit-line-clamp:3;-webkit-box-orient:vertical}.news-card__bottom{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:16px;padding-top:11px;border-top:1px solid var(--line-soft);color:var(--muted-2);font-size:11px}.news-card__bottom a{color:var(--teal);font-weight:700}
.sidebar{display:grid;align-content:start;gap:25px}.sidebar-box{border-top:3px solid var(--teal);padding:16px;background:var(--panel)}.sidebar-box h2{margin:0 0 13px;font-size:17px}.sidebar-list{display:grid;gap:11px;margin:0;padding:0;list-style:none}.sidebar-list li{display:grid;grid-template-columns:24px 1fr;gap:8px;border-bottom:1px solid var(--line-soft);padding-bottom:10px}.sidebar-list li:last-child{border-bottom:0;padding-bottom:0}.sidebar-list b{color:var(--teal);font-size:17px}.sidebar-list a{font-size:13px;font-weight:500;line-height:1.35}.sidebar-list small{display:block;color:var(--muted-2);font-size:10px}.category-menu{display:grid;gap:0}.category-menu a{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid var(--line-soft);color:#bcc5c2;font-size:13px}.category-menu a span{color:var(--teal)}.newsletter{background:#111c1c;border:1px solid #24504b;padding:18px}.newsletter h2{margin:0;color:#fff;font-size:17px}.newsletter p{margin:7px 0 0;color:var(--muted);font-size:12px}
.category-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.category-tile{position:relative;min-height:148px;overflow:hidden;border:1px solid var(--line);background:var(--panel)}.category-tile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.25;filter:grayscale(1)}.category-tile::after{content:"";position:absolute;inset:0;background:rgba(8,10,10,.55)}.category-tile__body{position:absolute;z-index:1;right:14px;bottom:14px;left:14px}.category-tile h2{margin:0;font-size:18px}.category-tile p{margin:3px 0 0;color:#a9b4b0;font-size:11px;line-height:1.4}
.listing-page,.standard-page{padding:36px 0 70px}.page-title{margin:0;color:#f4f6f2;font-size:36px;line-height:1.1}.page-title span{color:var(--teal)}.page-intro{max-width:720px;margin:10px 0 28px;color:var(--muted);font-size:16px}.listing-meta{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:20px;padding:11px 0;border-bottom:1px solid var(--line);color:var(--muted);font-size:12px}.tag-links{display:flex;flex-wrap:wrap;gap:7px}.tag-links a{padding:5px 9px;border:1px solid var(--line);color:#b8c2bf;font-size:11px;text-transform:uppercase}.tag-links a:hover{border-color:var(--teal);color:var(--teal)}
.article-shell{max-width:800px;padding:35px 0 75px}.article-header{margin-bottom:25px}.article-header .kicker{margin-bottom:9px}.article-header h1{margin:0;color:#f6f7f4;font-size:clamp(31px,5vw,52px);line-height:1.08;letter-spacing:-.025em}.article-header__lead{margin:15px 0 0;color:#b9c3c0;font-size:17px;line-height:1.7}.article-byline{display:flex;flex-wrap:wrap;gap:13px;margin-top:17px;color:var(--muted-2);font-size:11px;text-transform:uppercase;letter-spacing:.04em}.article-byline a{color:var(--teal)}.article-cover{width:100%;height:330px;object-fit:cover;margin-bottom:25px;filter:brightness(.75) saturate(.7)}.article-content{color:#d1d8d5;font-size:16px;line-height:1.8}.article-content h2{margin:32px 0 10px;color:#f3f5f2;font-size:25px;line-height:1.25}.article-content h3{margin:25px 0 8px;color:#f3f5f2;font-size:19px}.article-content p{margin:0 0 16px}.article-content ul,.article-content ol{margin:0 0 18px;padding-left:24px}.article-content li{margin:5px 0}.article-content strong{color:#fff}.article-content a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.article-content blockquote{margin:22px 0;padding:13px 18px;border-left:3px solid var(--teal);background:#182222;color:#becbc6}.article-content pre{overflow:auto;margin:20px 0;padding:16px;background:#0b0d0e;border:1px solid var(--line);color:#d9e6df}.article-content code{font-family:Consolas,monospace;font-size:.9em}.article-content table{width:100%;margin:20px 0;border-collapse:collapse;font-size:14px}.article-content th,.article-content td{padding:9px 10px;border:1px solid var(--line);text-align:left}.article-content th{background:#202828;color:#f2f5f1}.article-warning{margin-top:24px;padding:13px 16px;border-left:3px solid var(--orange);background:#211d14;color:#d4c39e;font-size:13px;line-height:1.6}.article-back{display:inline-block;margin-top:24px;color:var(--teal);font-size:13px;font-weight:700}
.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.calculator-card{min-height:195px;padding:18px;border:1px solid var(--line);background:var(--panel)}.calculator-card:hover{border-color:#4e605d}.calculator-card__number{color:var(--teal);font-size:12px;font-weight:700;letter-spacing:.1em}.calculator-card h2{margin:14px 0 5px;font-size:19px;line-height:1.25}.calculator-card p{margin:0;color:var(--muted);font-size:13px;line-height:1.55}
.calculator-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(260px,.8fr);gap:26px;align-items:start}.calculator-panel{padding:20px;border-top:3px solid var(--teal);background:var(--panel)}.calculator-panel h2{margin:0 0 13px;font-size:20px}.calculator-form{display:grid;grid-template-columns:repeat(2,1fr);gap:13px}.calculator-form label{display:grid;gap:5px;color:#bdc7c4;font-size:12px}.calculator-form input,.calculator-form select{width:100%;padding:10px;border:1px solid var(--line);border-radius:0;outline:0;color:#fff;background:#111516}.calculator-form input:focus,.calculator-form select:focus{border-color:var(--teal)}.calculator-form .full{grid-column:1/-1}.calculator-button{display:inline-block;padding:10px 17px;border:0;background:var(--teal);color:#07100f;font-size:12px;font-weight:700;text-transform:uppercase;cursor:pointer}.calculator-result{min-height:25px;color:#f5c45a;font-size:16px;font-weight:700}.calculator-note{margin-top:18px;padding:12px;border:1px solid #4b4228;background:#241f12;color:#d9c899;font-size:12px;line-height:1.6}.related-list{margin:0;padding:0;list-style:none}.related-list li{border-bottom:1px solid var(--line-soft)}.related-list a{display:block;padding:11px 0;color:#c1cbc7;font-size:13px}.related-list a:hover{color:var(--teal)}
.glossary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.glossary-card{padding:17px;border-top:2px solid var(--line);background:var(--panel)}.glossary-card dt{color:var(--teal);font-weight:700;font-size:16px}.glossary-card dd{margin:6px 0 0;color:var(--muted);font-size:13px;line-height:1.55}
.faq-list{max-width:780px;display:grid;gap:9px}.faq-item{border:1px solid var(--line);background:var(--panel)}.faq-toggle{display:flex;justify-content:space-between;gap:15px;width:100%;padding:14px;border:0;color:#f0f4f0;background:transparent;text-align:left;font-weight:700}.faq-toggle span:last-child{color:var(--teal);font-size:20px;line-height:1}.faq-content{max-height:0;overflow:hidden;color:var(--muted);font-size:13px;transition:max-height .25s ease}.faq-content__inner{padding:0 14px 14px}.faq-item.is-open .faq-toggle{color:var(--teal)}
.site-footer{border-top:3px solid var(--teal);background:#0b0d0e}.site-footer__main{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px;padding:42px 0}.footer-brand p{max-width:300px;margin:15px 0 0;color:var(--muted);font-size:12px}.site-footer h2{margin:0 0 11px;color:#f0f3ef;font-size:13px;text-transform:uppercase;letter-spacing:.06em}.site-footer__main>div:not(.footer-brand){display:grid;align-content:start;gap:7px}.site-footer__main a,.site-footer__main span{color:#8e9a96;font-size:12px}.site-footer__main a:hover{color:var(--teal)}.site-footer__bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:14px 0;border-top:1px solid #232a2a;color:#65716e;font-size:11px}.site-footer__bottom a{color:#83908c}
.reveal{opacity:0;transform:translateY(15px);transition:opacity .5s ease,transform .5s ease}.reveal.is-visible{opacity:1;transform:none}
@media(max-width:900px){.lead-grid,.content-grid,.calculator-layout{grid-template-columns:1fr}.sidebar{grid-template-columns:repeat(2,1fr)}.sidebar-box:last-child{grid-column:1/-1}.site-nav__inner{overflow-x:auto}.calculator-grid{grid-template-columns:repeat(2,1fr)}.site-footer__main{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.container{width:min(calc(100% - 24px),var(--max))}.topbar__date,.masthead__edition{display:none}.masthead__row{min-height:74px;justify-content:flex-start}.mobile-menu-button{display:block}.masthead__logo{font-size:18px}.masthead__logo img{width:38px;height:38px}.site-nav{display:none}.site-nav.is-open{display:block}.site-nav__inner{display:grid;grid-template-columns:repeat(2,1fr)}.site-nav a,.site-nav a:first-child{padding:11px 12px}.ticker__inner{gap:8px;font-size:11px}.ticker__inner>span{overflow:hidden;white-space:nowrap;text-overflow:ellipsis}.ticker a{font-size:10px}.home-wrap,.listing-page,.standard-page{padding-top:24px}.lead-story{min-height:370px}.lead-story__body{padding:18px}.lead-story__body h1{font-size:30px}.news-grid,.category-strip,.calculator-grid,.glossary-grid{grid-template-columns:1fr}.sidebar{grid-template-columns:1fr}.sidebar-box:last-child{grid-column:auto}.section-head{align-items:start;flex-direction:column}.section-head h1{font-size:26px}.listing-meta{align-items:start;flex-direction:column}.page-title{font-size:30px}.article-shell{padding-top:24px}.article-cover{height:220px}.article-content{font-size:15px}.calculator-form{grid-template-columns:1fr}.calculator-form .full{grid-column:auto}.site-footer__main{grid-template-columns:1fr 1fr;gap:24px}.footer-brand{grid-column:1/-1}.site-footer__bottom{flex-direction:column}}